The process of building a home using a one-step closing construction loan typically involves the following steps:

1. Determine your budget: Before you start the construction process, it’s important to determine your budget and work with a lender to secure financing.
2. Find a builder: Choose a reputable builder who has experience building the type of home you want.
3. Design the home: Work with the builder and architect to design the home, including selecting materials and finishes.
4. Obtain necessary permits: The builder will need to obtain the necessary permits before construction can begin.
5. Begin construction: Once permits are obtained, the construction process can begin.
6. Disbursement of funds: With a one-step closing construction loan, the funds are disbursed to the builder as the construction progresses, rather than in stages like a traditional construction loan.
7. Final inspection: Once construction is complete, the home will undergo a final inspection to ensure it meets local building codes.
8. Conversion to a permanent mortgage: Once the final inspection is complete, the construction loan will be converted to a permanent mortgage, which means you will start making regular mortgage payments.
9. Move in: After the permanent mortgage is in place, you can move into your new home.

If you’re interested in a one-step closing construction loan, it’s important to work with a lender who has experience with this type of financing. They can help guide you through the process and answer any questions you may have.